One of the oldest Miami Beach condos that still stands in the city over eighty years later is The Bath Club, located on famous Collins Avenue right across from the sunny beachfront.  Although it’s one of the oldest residential buildings in Miami Beach, The Bath Club continues to offer a luxurious and unique lifestyle that newer Miami Beach condos have yet to match.

Of course you can expect the standards like valet and concierge but these do not by any means justify why The Bath Club continues to eclipse neighboring Miami Beach condos.  On top of its amenities like a business center, clay tennis courts, swimming pools with accompanying cabanas and the spa, The Bath Club also has its own gourmet market plus a newsstand and even a ballroom.  Nearly anything you can think of, The Bath Club has it.

The residential options of The Bath Club are also uncommonly diverse, ranging from tower residences to penthouses with a rich array of unique floor plans and tons of modern features.  Proving that age is only a number, The Bath Club remains one of the best Miami Beach condos and continues to set the bar in what a condo can offer.

Miami’s Beach so-called Millionaire’s Row neighborhood is considered the “crème de la crème” when it comes to luxurious areas to call home in the sunny city, rivaled perhaps only by the South of Fifth area and the highly private neighborhood of Fisher Island.  It’s there where you’ll find some of the best Miami Beach condos in the city, in this case the stunning L’Excellence.

The appeal of L’Excellence extends far beyond its lofty name.  Those who have visited or who live there often single out the views of the waterfront which are among the best of all the Miami Beach condos.  L’Excellence also has more than 275 feet of gorgeous beach frontage available to use at your leisure complete with cabanas.  If you’d rather not sunbathe on the beach itself there’s always the sundeck or you can choose to go swimming in one of the two pools, one of which is Olympic sized.

L’Excellence further solidifies its excellence among Miami Beach condos with its 130+ residences which come in an unusually large array of floor plans. Designer bathroom fixtures, expansive balconies that wonderfully over the waterfront, high end kitchens, the living experience of L’Excellence make all of the other Miami Beach condos an afterthought once you’ve lived here.

One of the best things about choosing Miami Beach condos that simultaneously function as a hotel is their multifaceted nature and flexibility, something that is clearly evident at the Bentley Beach in Miami Beach.  On top of the irresistible location right on trendy Ocean Drive, residents of Bentley Beach can also choose to rent out their units when they’re not in use.

There’s still much more to Bentley Beach, however.  In addition to frequently seen amenities like a swimming pool, Jacuzzi, and cutting edge fitness center, Bentley Beach differentiates itself from other Miami Beach condos by also featuring a private beach club to complement its direct beachfront location as well as the option rent out yachts to go sailing on sparkling Biscayne Bay.

The rooms and residences of Bentley Beach are just as impressive as the rest of the building’s interior.  With balconies that offer a direct view of the waterfront, Bentley Beach reinforces the allure of Miami Beach condos and their penchant for offering a resort-like experience.

The South of Fifth area in Miami Beach is recognized for having some of the tallest and most affluent Miami Beach condos in the city like the soaring Portofino Tower or the Apogee condo yet there are many more buildings that offer excellent living quarters and a superb location.  One of the area’s best kept secrets is the contemporary Cosmopolitan condo, an eight story residential building with some of the best prices you’ll find.

The Cosmopolitan Miami Beach condo is just two blocks west of stylish Ocean Drive, a superb complement to the features already offered within the building.  Hang out and relax at the beautifully landscaped courtyard, sunbathe on the sun-kissed pool deck, host an event in the clubroom, stay active at the fitness center, you can enjoy a resort-like lifestyle both within the Cosmopolitan and throughout Miami Beach.

Your residential options at the Cosmopolitan condo will include one and two bedroom residences.  Several of the two bedroom residences also come with a den.  With a location right in the heart of South Beach and great features like large balconies to admire the views of Biscayne Bay and the Miami Beach cityscape, the Cosmopolitan offers luxury living for less.

The average homebuyer will tell you that agreeable financing terms for a mortgage on Miami Beach condos is nearly impossible.  Yes, it’s a lot more difficult and some lenders will quickly turn down potential borrowers but don’t let one person’s experience deter you from seeking out your own mortgage financing terms.

As you very well know, buying Miami Beach condos requires having a very good credit score of at least 740, even above average may not be sufficient if you want the lowest interest rates and payments.  Also keep in mind that how much you owe in relation to how much you make factors heavily on what financing terms you’ll be offered.

Unless you’re capable of putting a minimum of twenty percent down for Miami Beach condo you’ll likely be forced to get a loan with the Federal Housing Association which carries additional fees.  Is it tougher to get financing?  It is but as long as you come prepared you’ll notice there are plenty of lenders willing to work with you in order to meet your needs and budget.

Following the housing market is nearly as difficult as trying to determine where the stock market is headed next.  The constant ups and downs have many wondering just what kind of a condition the Miami Beach real estate market is actually in and whether the encouraging numbers really do indicate that a recovery is on its way, if it’s not already in full swing.

When it comes to the housing market and Miami Beach real estate, it’s essential to be realistic.  The recent facts do speak for themselves, indicating that the market has improved but there are still many factors that are up in the air and keep the market in a fragile state.  Home sales have improved and the glut of unsold property has gone down a little but there are still many homeowners who are struggling to make mortgage payments or may be in the midst of foreclosure.

Because monthly figures remain so erratic there is no way to be certain that yes, the bottom has been reached.  For the time being it’s still best to look at markets like Miami Beach real estate with cautious optimism and hope for the best.